Compliance

Form 26AS, AIS and TIS: what to do when they disagree with your books

A mismatch is not automatically an error in your return — but it always needs an explanation on file.

18 July 2026 · 5 min read

Form 26AS records tax deducted and deposited against your PAN. The Annual Information Statement is wider: it reports interest, dividends, securities transactions, mutual fund purchases, foreign remittances, rent and property transactions gathered from reporting entities.

Differences arise for ordinary reasons. A deductor may report against the wrong assessment year or the wrong PAN. Joint accounts are frequently reported in full against one holder. Gross sale value of securities appears where only the gain is taxable. Rent may be reported for a period straddling two financial years.

Work through it methodically: identify the reporting entity, decide whether your position is correct, and where it is, record feedback in the AIS with the reason. Where the deductor is at fault, ask them to file a correction statement — credit follows their correction, not your explanation.

Keep a short reconciliation note with the return papers. If a communication arrives under section 143(1)(a) proposing an adjustment, that note becomes your response.

Official sources

Rates, limits and due dates change by notification. Always confirm the current position on the department portal before acting.

This article is general information, not advice for a specific case. Please speak to us before acting on it.

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